Compare – GIC Trust Canada

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GIC Trust Canada

Find The Best Guaranteed Investment Certificates (GICs) in Canada

Compare Canada’s Best GIC Rates

Complete the short form below to find the best Guaranteed Investment Certificates (GICs)

Your Requirements

GIC Investment Options

Choose a Rate That Works For You!

All options are offered with no setup fee and 0% monthly account fees – there are no hidden costs either.

2.5%

Per Annum

12 Month Term

This option gives you a competitive rate, while offering the flexibility of a shorter term.

2.75%

Per Annum

24 Month Term

If you are happy to lock it away for a bit longer, make your money work even harder for you.

3.5%

Per Annum

36 Month Term

Simply want to lock your money away for future plans? This is an example of a rate you will get.

4.15%

Per Annum

60 Month Term

Want to lock your money away and forget about it? This is the most rewarding interest rate on offer.

100% Free
No obligation

How it works

Three Simple Steps

1

Select your requirements

Select your requirements that best suits you using our simple, fast, and secure application form. It takes less than 30 seconds to submit and put you in-touch with a third-party provider.

2

Generate results

Submit your requirements with GIC Trust Canada to get started. Submitting is fast, secure, and easy. We only ask you for the information we require to find you the best possible offers.

3

Get personalised GICs

GIC Trust Canada will sort through our provider network and send you the best third-party offers by phone or email to help you reach your goals faster.

Stay Safe & Secure

Your principal amount is 100% guaranteed with Guaranteed Investment Certificates (GICs)

Customise Your Solution

You can choose the term you want, a fixed or variable interest rate and you can opt to lock in your principal or access it at anytime.

Save on Taxes

Reduce taxes by holding your GIC within a Registered Plan, such as a Retirement Savings Plan (RRSP) or Savings Account (TFSA).

Learn About GICs

Types of GICs

Cashable GICs

Get a guaranteed rate and the flexibility to cash out.

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Non-Redeemable GICs

Invest your capital for a fixed time (term) for a fixed interest rate.

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Market Linked GICs

Leverage the power of the stock market while keeping your investment safe.

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Personal Redeemable GICs

Have the flexibility to access funds partially or fully as you need them.

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Compare GICs in under 30 seconds

Canada’s GIC Comparision Platform

Fastest Growing GIC Network in Canada

Save time and money with GIC Trust Canada. We do all the heavy lifting for you by providing you with the most suited GIC partner that meets your requirements.

Make Smarter Decisions

Whether you have previous experience or none at all, building financial awareness is the best way to build your capital. Find trusted third party partners to make better financial decisions.

100% Free
No obligation

Frequenty Asked Questions

Why should I trust GIC Trust Canada?

Thousands of Canadians use GIC Trust Canada each year to learn about providers and financial services. We have worked hard to build relationships with Canada’s best financial institutions to simplify the Guaraanteed Investment Certificate (GIC) experience for all Canadians.

Today, we operate the fastest growing GIC network in Canada. Since our launch, our numbers have sky rocketed with demand from customers for more functionality within our website. We have listened to our customers and we are currently developing our news articles section within our website, along with an arsenal of tools and guides for all our customers to take advantage of.

Why should I apply with GIC Trust Canada instead of with a provider directly?

In short, you will save time and probably a lot of money! It is important to compare different options instead of going with the first one you find. If you apply with one provider and the GIC is not right for you, you will have to restart the process with another provider. GIC Trust Canada simplifies this process with a single, unified application that connects you to the best GIC offers. Another reason why you should use GIC Trust Canada is that some GIC providers are only accessible through third-party websites like us.

Are your services really free?

Yes! All of our resources and services are 100% free to use. We earn a small fee from financial service providers only when a user uses our platform to find a solution. That’s why it’s in our best interest to connect you, the user, with the best possible solution each and every time.

What are the benefits of a GIC?

There are many benefits of a GIC, some include:

Flexibility in a range or terms and interest rate options
100% guaranteed return
Safety and protection (Canadian Deposit Insurance Corporation eligible)
Eligibility for your RRSP, RRIF, RESP and TFSA
You earn a fixed rate of interest.

What is a GIC and how does it work?

A guaranteed investment certificate (GIC) is a secure, low risk investment that guarantees 100% of your original principle, while earning annual interest at a fixed or variable rate based on a specific formula. Similar to savings accounts, GICs are CDIC eligible at most financially regulated and non financially regulated institutions.

What does GIC stand for?

GIC stands for a Guaranteed Investment Certificate.

How providers profit from Guaranteed Investment Certificates?

A bank’s profit is the difference between lending rates and the rates they pay on GICs. If mortgage rates are at 8% and GICs are at 5%, then that 3% difference is the bank’s profit. GICs offer a return that is slightly higher than Treasury bills (or T-bills), making them an excellent option to diversify a stream of liquid, safe securities in a portfolio. As noted above, many Canadian banks and trust companies sell GICs. While a trust company does not own the assets of its customers, it may assume some legal obligation to take care of them.

What is the maximum GIC purchase I can make?

Guaranteed Investment Certificates (GICs) are issued by a CDIC or provincially insured financial institution and pay a fixed rate for a fixed term. Purchases of GICs are allowed up to the insurance limit (maximum purchase of $100,000 per institution per account type registration).

Confidential & Secure

All consultations and conversations with GIC Trust Canada and its partners are confidential and 100% free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster. GIC Trust Canada and its partners will never ask you for an upfront fee or deposit. GIC Trust Canada is not regulated or authorised by The Financial Consumer Agency of Canada (FCAC) and does not arrange any type of financial service.

When you apply for a GIC Trust Canada service, our website simply refers your request to qualified third party providers who can assist you with your search. GIC Trust Canada may receive compensation from the offers shown on its website.

Only provide your information to trusted sources and be aware of online phishing scams and the risks associated with them, including identity theft and financial loss. Nothing on this website constitutes professional and/or financial advice.

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Trusted By Thousands!

Apply only once to find the best Canadian Guaranteed Investment Certificates.

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